Research, news and events

For institutional investors 

Retirement plan insights and industry events

Our clients often share that one of the most valuable aspects of their relationship with us is our understanding of the retirement plan industry and the investment landscape. 

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    Mesirow PrecisionAlpha

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    This paper explores the impact of using trailing return to predict future performance. The results may not be what many investors expect.

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    Portfolio inflation hedges

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    Financial assets, in general, perform very poorly in high inflation environments, with negative inflation-adjusted (real) returns being the norm. This paper reviews a variety of potential inflation hedge strategies including TIPS, specific equity sectors (like energy), commodities and REITs.

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    The case for re-enrollment

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    Proactive plan design elements, such as auto-enrollment and auto-escalation, represent industry best practice and have become the norm among plan sponsors. Their presence results in better participant outcomes, particularly when used in an opt-out fashion.

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    QDIA: GRI allocations

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    Most retirement savers both under-save for retirement and potentially face a serious return drag from sub-optimal, market chasing behavior—Guaranteed Retirement Income (GRI) products can help.

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    QDIA: Managed Accounts

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    In this paper, we review evidence of retirement under-saving and potential solutions, as well as empirical evidence regarding investor reaction to negative market returns.

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    We value “Peace of Mind”

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    We propose an innovative evaluation framework for Guaranteed Retirement Income (GRI) products based on their individual merits and compare them to retirement income strategies constructed from ordinary investments that a typical investor would use within a defined contribution plan.

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    Target Date Funds: An industry overview

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    Target Date Funds (TDFs) are often used in a QDIA setting as a means of providing retirement savers with a one-stop solution. We provide an overview of asset class allocations for the TDF lifecycle glide paths and benchmarks.

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    One of these things is not like the other

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    Mesirow's target date glide path construction differs from the competition.

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    International asset allocation optimization

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    In this paper, we use 50 years of MSCI data to examine international investing in the context of asset allocation and mean variance optimization.

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    Leaders in lifetime income

    Chris O’Neill talks about the importance of integrating lifetime income into the default solution through custom target date funds that have a guaranteed income sleeve.  Watch the video

    Inflation hedges: Portfolio implications

    Financial assets, in general, perform very poorly in high inflation environments, with negative inflation-adjusted (real) returns being the norm. This webinar reviews a variety of potential inflation hedge strategies including TIPS, specific equity sectors (like energy), commodities and REITs.  watch the webinar

    Stable Value Funds: Benefits in an inflationary environment

    This webinar explores the role that stable value investments play in a retirement portfolio in an inflationary and rising interest rate environment.  watch the webinar

    Mesirow joined WEX on stage during the Spark 2024 conference in Orlando, FL. 

    October 2024 | Keith Gustafson and Vincent Vicidomini provided attendees with key insights into HSA investor trends, opportunities to modernize HSA investing and maximizing overall value for HSA investors.

    Mesirow shares insights into the value of HSAs

    May 2024 | Jason Bianchi joined Melinda Caughill at the Broadridge 360 Advisor Summit in a discussion entitled Medicare & HSAs – The Perfect Pairing for Retirement Planning. Jason shared insights into the value that HSAs offer to investors and their financial advisors.  

    Mesirow joins the new Fidelity Retirement Edge platform

    May 2024 | Mesirow is one of three 3(21) fiduciaries on the new Fidelity 401(k) platform. In a recent 401(K) Wire article, Vincent Vicidomini described working with Fidelity Retirement Edge as "a natural extension of Mesirow's decade-long work with Fidelity's retirement plan business. We consider this a ‘win-win’ for Mesirow and for advisors, TPAs, plan sponsors, participants and for Fidelity itself.”

    Mesirow shares insights into HSA investor trends

    April 2024 | Keith Gustafson and Vincent Vicidomini joined WEX on stage during the Spark 2024 conference in Orlando, FL. Mesirow provided attendees with key insights into HSA investor trends, opportunities to modernize HSA investing and maximizing overall value for HSA investors. 

    Jason Bianchi discusses opportunities for retirement advisors

    March 2024 | Jason Bianchi joined ePlan and Dimensional Fund Advisors in a panel discussion about the significant growth opportunities for financial advisors focusing on small-business retirement plans.

    Mesirow participates in Retirement Income Forum

    September 2023 | During the State Street Global Advisors Retirement Income Forum in Boston, Christopher O'Neill  was joined by Jimmy Veneruso, Head of DC product at SSGA to discuss the benefits and considerations of various insurance product types within the Guaranteed Retirement Income product landscape. 

    Mesirow participates in SPARK 2021 Forum

    November 2021 | Christopher O’Neill participated in a retirement income panel discussion entitled “Is your 401k a savings plan or a retirement plan?” He discussed how recordkeepers can incorporate guaranteed income to enhance 401k plan design from a retirement savings vehicle to a retirement income provider.  watch the video

    SVIA Fall Forum: Trends in DC Investments

    October 2021 | Christopher O’Neill, Chief Investment Officer and Director of Quantitative Research, recently participated in a lively panel discussion entitled Trends in DC Investments: A Fiduciary Point of View at the Stable Value Investment Association (SVIA) Fall Forum. Chris discussed relevant plan design trends within the DC landscape, including custom default solutions, growing adoption of ERISA 3(38) services and the role of stable value within menu and portfolio construction.   watch the video

    New York Stable Value Investments and UBS: Capital Preservation Options

    October 2021 | Christopher O’Neill recently partnered with New York Stable Value Investments to host a webinar for UBS retirement plan consultants on Capital Preservation Options for Employer Sponsored Retirement Plans. Chris discussed a variety of stable value product structures and criteria for their evaluation and selection for an investment lineup.

    How can 401(k)s best integrate retirement income into an investment lineup?

    February 4, 2021 | Vincent Vicidomini, SVP with Mesirow Fiduciary Solutions, recently joined Prudential Retirement to share their thoughts on the current state of retirement income products following the 2020 SECURE Act. Thanks to the Retirement Advisor Council (RAC) for hosting this important event.

    Mesirow tapped by WEX to serve as RIA

    December 2023 | WEX, one of the nation’s largest HSA custodians, has selected Mesirow to provide RIA services to their extensive client base. This appointment brings Mesirow's ERISA investment expertise further into the HSA marketplace. In serving WEX clients, Mesirow will construct investment programs that address HSA account holder needs and provide tax-free savings for medical expenses now and into retirement.

    Mesirow named 3(38) for Paychex Pooled Employer Plan (PEP)

    December 2020 | Paychex announced the launch of a Pooled Employer Plan to help businesses nationwide provide a cost-effective retirement plan option for their employees. Mesirow Fiduciary Solutions serves as the 3(38) investment fiduciary.

    Mesirow named 3(38) fiduciary for Everyday 401(k) by JPMorgan

    October 2020 | JPMorgan Chase announced the launch of Everyday 401(k) by J.P. Morgan, giving the firm's thousands of small business clients and their employees the ability to simply plan, save and invest for retirement. All plans will have a single investment menu that is created and monitored by Mesirow Fiduciary Solutions, which serves as an independent fiduciary under Section 3(38) of the Employee Retirement Income Security Act.

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    Neither principal nor the underlying assets of target date investments are guaranteed at any time, including the target date, and investment risk remains at all time. There is no assurance that the recommended asset allocation will either maximize returns or minimize risk or be the appropriate allocation in all circumstances for every investor with a particular time horizon. Advisory services offered by Mesirow Financial Investment Management, Inc., an SEC-Registered Investment Advisor. Securities offered through Mesirow Financial, Inc., member FINRA and SIPC. Advisory Fees are described in Mesirow Financial Investment Management Inc.’s Part 2A of the Form ADV. Mesirow refers to Mesirow Financial Holdings, Inc. and its divisions, subsidiaries and affiliates. The Mesirow name and logo are registered service marks of Mesirow Financial Holdings, Inc.